Homeschool Teacher Salary: Cost in Florida and California

The demand for homeschooling has grown sharply since COVID-19, with the percentage of children learning at home rising from 3.7% before the pandemic to between 5% and 6.73% in recent years. Families in Florida and California are looking for experienced educators who can give children one-on-one attention that traditional classrooms often can’t.

This shift has opened new opportunities for teachers, but finding the right pay range can be tricky. Costs, expectations, and competition vary between these states, and understanding what parents are willing to pay and what you can realistically earn makes the difference between a short-term gig and a stable role.

TL;DR

• Homeschool teacher salaries vary between Florida and California, with California offering higher pay. 

• In California, hourly rates range from $30 to $60, while in Florida, they range from $20 to $40, with pay also influenced by experience and subject expertise.

• Factors like location, teacher qualifications, and curriculum type play a significant role in determining homeschool teacher pay.

• Homeschool teachers are typically self-employed, managing their own taxes, and are paid directly by families rather than through school districts.

Understanding Homeschool Teacher Salary Landscape

“Homeschool teacher salary” refers to the earnings a teacher receives for providing one-on-one or small-group instruction at home. It can be calculated on an hourly basis for flexible arrangements or as a fixed annual figure. These rates depend on location, teacher qualifications, subject expertise, and whether lessons follow a structured curriculum or customized plan.

Some homeschool teachers work exclusively with one family, allowing for consistent schedules and potentially higher, stable pay. Others teach shared arrangements where multiple families split costs, often reducing individual pay but expanding student reach. Payment structures can also include additional fees for materials, travel, or specialized instruction.

Now, let's look into how these factors translate into actual salaries in two of the most popular homeschooling states: Florida and California.

How Much Are Homeschool Teachers Paid in Florida and California?

Homeschool teacher salaries vary significantly between Florida and California due to differences in cost of living and demand. Understanding these differences helps you plan a realistic budget and find the right teaching arrangement for your needs.

To give you a clear picture of what to expect, here’s a breakdown of pay rates in each state.

California Homeschool Teacher Salary

California homeschool teacher salaries tend to be higher, driven by the state’s elevated living costs and strong demand for specialized instruction. Families often budget more for education services to secure experienced, credentialed teachers in competitive areas.

Below are the primary factors affecting homeschool teacher pay in California:

• Average Hourly Rates: Pay typically ranges from $30 to $60 per hour, depending on expertise and location.

• Annual Earnings Range: Private full-time homeschool teachers often earn between $45,000 and $80,000 annually in California.

• Specialized Skills: Teachers with STEM, advanced placement, or special needs expertise often command premium rates.

• Regional Variations: Rates in high-cost regions like San Francisco or Los Angeles exceed those in smaller cities.

• Extra Service Fees: Additional charges may apply for field trips, test preparation, or customized educational experiences.

Florida Homeschool Teacher Salary

Florida homeschool teacher salaries are generally lower than in California, reflecting the state’s lower average living expenses and competitive market. Rates can still be attractive when factoring in flexible schedules, smaller student groups, and customized teaching plans.

Here are the main factors influencing homeschool teacher pay in Florida:

• Average Hourly Rates: Expect to pay between $20 and $40 per hour for experienced homeschool teachers in Florida.

• Annual Earnings Range: Full-time private homeschool teachers often earn between $30,000 and $55,000 annually in Florida.

• Experience and Credentials: Teachers with advanced degrees or specialized subject expertise command higher rates than general educators.

• Curriculum Type: Rates may increase if the teacher provides their own materials or uses accredited homeschool programs.

• Travel and Location Impact: Rural areas may have lower rates, while metropolitan regions like Miami often see higher pay demands.

Let’s examine what you can expect from teaching in both of these states, where flexibility meets budget-friendly options.

Also Read: Homeschool Groups and Support Organizations in Florida

Homeschool Teacher Salary Framework

Gaining a clear view of the homeschool teacher salary structure helps in aligning financial decisions with your child’s educational goals. Different arrangements and teaching models create unique costs, making early planning essential for avoiding budget surprises later.

The following breakdown explains the key factors that influence pay, so you can evaluate options with confidence and clarity.

1. Elements Influencing Homeschool Teacher Salary

Local market rates are shaped by regional economic conditions, population density, and the availability of qualified homeschooling educators. Customized lesson plans and dedicated one-on-one teaching sessions generally command higher fees than standardized group learning formats. Teaching hours, subject complexity, and extracurricular responsibilities further influence the overall hourly or annual pay structure.

2. Comparative Analysis of Homeschooling Costs Across States

Salary differences across states often reflect variations in living expenses, homeschool regulation requirements, and demand for specialized instruction. States with higher living costs and fewer certified homeschool educators typically present higher pay rates for qualified teachers. Rural areas may offer lower base salaries, but niche skills can raise earning potential above statewide averages.

3. Impact of Teacher Qualifications on Salary

Relevant teaching certifications, advanced subject expertise, and a strong track record with specific curricula increase earning potential significantly. Specialized experience in areas like STEM, special education, or bilingual instruction often commands premium pay rates from parents. Demonstrated results in student performance provide measurable value, supporting competitive salaries in both private and shared teaching arrangements.

Pro Tip: Request a detailed breakdown of hourly rates, preparation time, and material costs before finalizing any homeschool teacher agreement. This ensures you avoid unexpected expenses while matching your budget to your child’s learning needs.

Next, we’ll compare homeschool salaries with those in public schools, giving you a clearer perspective on whether homeschool teaching is a financially viable option.

Also Read: Guidance on Becoming a Credentialed Homeschool Teacher in California

Homeschool Teacher Salaries Compared to Public School Pay

Public school salary benchmarks offer a useful reference when evaluating homeschool teacher compensation expectations. Many parents find it challenging to determine fair pay without understanding national averages.

Here’s how current public school salary data frames the homeschool pay conversation:

• Average Public School Teacher Salary: The National Education Association (NEA) reports an average annual salary of about $72,000 for public school teachers.

• Starting Public School Salary: The NEA cites a national average starting salary of around $46,500 for new public school teachers.

• Salary Gap Awareness: Understanding these figures helps identify when a homeschool teacher’s rate is competitively fair or potentially overpriced.

• Regional Cost Factors: Public school salaries also vary by state, highlighting how location can influence homeschool teacher pay rates.

• Budget Alignment: Comparing to public school benchmarks enables parents to balance quality instruction with realistic financial planning.

Let’s now look into the tax considerations for homeschool teachers, as these can vary depending on the state in which you work, and can affect your net income.

Tax Considerations for Homeschool Teachers

Taxes for homeschool teachers depend on federal self-employment rules and state tax laws where the teacher lives or works. Understanding filing obligations, deductions, and contractor classification helps you avoid surprises and extra costs.

Here are the state-specific details to consider before accepting homeschool teaching work.

1. California 

Working as an independent homeschool teacher in California usually requires paying federal self-employment tax on net earnings. California treats many workers as employees unless the hiring party satisfies the ABC test for independent contractors. Plan for state income tax and quarterly estimated payments if your expected California tax liability exceeds the threshold.

2. Florida

Florida has no personal state income tax, but federal self-employment tax still applies to net income earned teaching. Record business expenses carefully and claim allowable deductions on Schedule C to lower taxable income for federal purposes. Remember to make quarterly estimated federal tax payments when your withholding won’t cover expected tax liabilities.

We’ll now explore where to find homeschool teaching jobs, as this can play a key role in securing a position that fits your financial and professional goals.

Also Read: Getting Started with Homeschool Laws and Requirements in California

Where to Find Homeschool Teaching Jobs?

Homeschool teaching opportunities now span both in-person and online settings, and knowing where to look helps you connect with families efficiently. Finding the right platform or network ensures that your skills and potential salary match your goals.

Here are some of the best places to find homeschool teacher jobs:

• Educational and Job Boards: Many families post homeschool or virtual teaching openings, including in states like California and Florida. These platforms let educators filter roles by rate, subject, and location, helping match your expectations with opportunities. 

• Homeschool Networks & Forums: Online communities often share leads for homeschool co-ops or part-time class groups, giving you insight into what families need most right now.

• Homeschooling Platforms: TSHA allows you to teach live or in-person classes, set your own schedule, and determine your rates, giving you both flexibility and independence.

• TSHA’s Educator Community: Joining TSHA gives you access to a vibrant educator network, curriculum support, and direct connections with families seeking screen-free, hands-on learning experiences.

Up next, we’ll explore how joining a community like TSHA can provide the support and tools you need to thrive as a homeschool teacher.

Also Read: Getting Paid for Homeschooling under Florida Law

A Supportive Path with TSHA for Homeschool Teachers

Managing homeschool teaching gigs can feel like juggling too many things at once, balancing fair compensation, building trust with families, and doing lesson prep on top of teaching. TSHA steps in here by offering a flexible curriculum and peer network that lets you focus on teaching, not paperwork, and find supportive families who value real, hands-on learning.

Here’s how TSHA brings relevant support to your role:

• Turnkey Curriculum with AEC: TSHA provides the American Emergent Curriculum in ready-to-teach six-week sessions, helping you shift from lesson planning to instruction with confidence. 

• Well-Organized Teaching Tools: Transparent Classroom simplifies record-keeping and portfolio tracking, so you spend less time on admin and more on teaching. 

• On-Demand Professional Connection: Weekly live sessions with educators and founders give timely guidance, helping you navigate challenges and keep growing in your teaching role. 

• Screen-Free, Hands-On Focus: The AEC emphasizes non-screen, project-based learning that aligns with what many families, especially in screen-fatigued markets, value most. 

By aligning with TSHA, you gain not just a way to teach but a clear, supported path tailored to hands-on educators like you in the homeschool environment.

Final Thoughts

The salary of a homeschool teacher varies widely depending on the state, expertise, and teaching arrangement. In California, high demand and elevated living costs drive up pay, whereas Florida offers more competitive, yet lower rates due to its lower cost of living. Understanding these regional differences and considering your unique qualifications can help you find the right teaching opportunities while aligning with your financial goals.

If you're looking for a platform that supports your journey as a homeschool teacher, TSHA can be a game-changer. With resources like a flexible curriculum, easy-to-use teaching tools, and a network of like-minded educators, TSHA helps you focus on what truly matters: teaching. 

Ready to explore a more structured and supportive homeschool teaching experience? Join TSHA today and elevate your teaching career!

Frequently asked questions (FAQs)

1. How much do homeschool teachers make per hour?

Homeschool teacher pay varies by state and experience. On average, homeschool teachers earn between $20 $60 per hour, with California tending to offer higher rates due to its higher cost of living and demand for specialized skills.

2. Do homeschool teachers get paid by the family or the school district?

Homeschool teachers are typically paid directly by the families they work with, rather than through a school district. The payment structure can be hourly or annual, depending on the agreement between the teacher and the family.

3. What qualifications do you need to be a homeschool teacher?

Homeschool teachers do not need to be certified teachers in most states, but having a degree in education or a specific subject, such as STEM or special education, can increase job opportunities and pay rates. Some families may also prefer teachers with formal teaching credentials.

4. Are homeschool teachers considered self-employed?

Yes, most homeschool teachers are considered independent contractors, meaning they handle their own taxes and expenses. They must file self-employment taxes and may also need to pay estimated quarterly taxes depending on their earnings.

5. How do I find homeschooling jobs?

Homeschool teaching jobs can be found through educational job boards, homeschool networks, online platforms, and specific homeschooling groups. Websites like TSHA and local homeschool co-ops also offer opportunities for teachers to connect with families seeking educational support.